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Essential Insurance Coverage For Online Businesses

Essential Insurance Coverage For Online Businesses

Insurance is low on the list of priorities for many online businesses – and this could be a mistake. The truth is, online businesses face unique threats that could lead to loss of income, or the loss of the business itself. If you own an online business, purchasing an insurance policy to provide protection against common risks just makes good business sense. What Threats Do...

Preparing Your Home For The New Year

Preparing Your Home For The New Year

With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...

What Happens When You Inherit A 401(k)?

What Happens When You Inherit A 401(k)?

A 401(k) is a tax-deferred, retirement savings account. When a person opens a 401(k), he or she names one or more beneficiaries to receive the remaining funds when the account holder dies. If you have inherited a 401(k), your options will depend on several factors, including your age, the account holder’s age at the time of death, and whether the account holder was your spouse....

What Happens When My Kids Need Their Own Health Insurance?

What Happens When My Kids Need Their Own Health Insurance?

As parents we provide for our children’s basic needs. That includes health insurance, so they have access to the medical care they need, when they need it. However, kids grow up, and there comes a time when they need their own health insurance. Here is some information that could help you and your child with the transition. At What Age Do Kids Need Their Own...

Is It Time To Upgrade My Life Insurance?

Is It Time To Upgrade My Life Insurance?

It makes sense to purchase life insurance early in life. The younger you are when you buy a policy, the longer you are likely to live and, therefore, the lower your premiums will be. But as time goes by, life changes and other factors can affect your coverage needs. Our experienced agent can review your life insurance policy with you and help you decide if...